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Como Oficial y Analista de Cr\u00e9ditos con dos a\u00f1os de experiencia en cooperativa y fundaci\u00f3n, me he destacado por una gesti\u00f3n responsable y anal\u00edtica del riesgo crediticio, combinando el cumplimiento de metas comerciales con una evaluaci\u00f3n financiera rigurosa. He desarrollado habilidades s\u00f3lidas en an\u00e1lisis de capacidad de pago, estudio socioecon\u00f3mico del cliente, verificaci\u00f3n de campo y seguimiento de cartera, lo que ha permitido mantener \u00edndices de morosidad controlados y una colocaci\u00f3n de cr\u00e9ditos sostenible.
\nMe caracterizo por mi criterio t\u00e9cnico, \u00e9tica profesional y orientaci\u00f3n a resultados, as\u00ed como por mi capacidad para generar confianza con los asociados y clientes, brindando asesor\u00eda clara y personalizada. 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